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Questions from RBI GRADE B Phase 2 Mock Test

Question no. 20-25 are to be answered based on the following Paragraph:

Way back in 2003, the concept of SHG was very new in our area. I saw some officials from the block visiting our village talking about getting few women together and forming a group. They mentioned that through this way the women could leverage some funds to help them grow economically. I got interested but the idea was still unclear in my head. I started speaking to few women in the village to see if they were interested. They also seemed unsure. Hoping that may be something good might turn up someday, 15 of us formed a group and named it Nehru Atma Sahayak Gut. The women appointed me as the secretary of our group and we started with a monthly saving of Rs. 20. We used the savings for inter lending among ourselves with an interest rate of 3%. During this time I visited our block office and met the Gram Sevak who informed us that after 6 months of formation of our SHG, we could be eligible to receive Revolving Fund that could help us add to our group corpus. Soon we applied for it and we cleared the process and received Rs. 10,000 as revolving fund. As per each member’s requirement, the amount was disbursed as loan again at 3%. Since we are traditional weavers, few members invested the money in their individual weaving business and started making gamocha and sador. I too started weaving and initially we sold our products in the local market. With support from the block officials we also participated in district melas. With the income from weaving I have now bought two cows and also 4 bighas of land where I do potato cultivation.

Q.20 Which of the following scheme has been referred in the above paragraph:

  1. SJSRY
  4. DDU-GKY


Q.21 The referred scheme was launched in which of the following year:

  1. 1999
  2. 2011
  3. 2013
  4. 2015

Q.22 Which of the following is/are true about scheme:

  1. SGSY was restructured for implementation of this scheme.
  2. The aim of Mission is to mobilize 10-12 crore rural households into self-help groups in a time bound manner by 2024-25.
  3. The scheme has a provision for interest subvention, to cover the difference between the Lending Rate of the banks for loans availed by Women SHGs.
  4. All of the above

Q.23 The referred scheme is implemented by which of the following ministry:

  1. MoWCD
  2. MoF
  3. MoRD
  4. MoHUA

Q.24 The SGSY was launched by restructuring the following schemes:

I. Integrated Rural Development Programme (IRDP)

II. Training of Rural Youth for Self Employment (TRYSEM)

III. Development of Women and Children in Rural Areas (DWCRA)

IV. Supply of Improved Toolkits to Rural Artisans (SITRA)

V. Ganga Kalyan Yojana (GKY)

VI. Million Wells Scheme (MWS)

Which of the following is true:

  1. Only II and III
  2. Only I, II and III
  3. Only I, II and IV
  4. All are true

Q.25 Which of the following is/are true about SGSY:

  1. The SGSY Scheme is operative from 1st April, 1999 in rural areas of the country.
  2. Under the SGSY, the focus is on vulnerable sections among the rural poor with SCs/STs accounting for 50 per cent, women 40 per cent and the disabled 3 per cent of the beneficiaries.
  3. The Scheme aims at establishing a large number of micro enterprises in the rural areas.
  4. The SGSY is implemented by the District Rural Development Agencies (DRDAs) through the Panchayat Samitis.
  5. All of the above

Question no. 26-30 are to be answered based on the following Paragraph:

Bushra Nazir from Jammu and Kashmir, shares “I am from a poor family. I wanted to do a job to support my family. But I was not able to find a way out. One day, a team of Mass Infotech Society visited my area and approached many youth including me for skill development training programme. They informed that they have started a job-linked skill development programme under “GoI” Scheme in our area, which gave me a ray of hope”. After completing my studies up to class 12th, I was not able to study further because of financial problems. I was losing my hopes and enthusiasm. When a team of Mass Infotech Society visited our area and gave us the details of the scheme, I decided to join the skill development programme without any delay. I visited the Mass Infotech Centre at Bohri Kadal, Srinagar and got further details regarding the program. Considering my capabilities, the organization informed me about Banking & Accounting Trade. I was also informed that I would get training on soft skills, IT and personality development in addition. I joined the programme and did my training. It was a new experience for me. I enjoyed the training by participating in many activities. In classes I learned many things related to my sector. The classes on soft skills, computers and personality development helped me in grooming myself. After the training, the organization has helped me to get a job as an Accountant at Digital Computer Institute with monthly salary of Rs. 12300. Before this job, my family suffered a lot as my father was the only bread earner. I am very thankful to Ministry & Mass Infotech Society as they have taken up such a useful programme for economic empowerment of poor minorities. I wish this programme continues in Jammu and Kashmir which would provide a better option to the unemployed youth.

Q.26 Which of the following scheme has been referred in the above paragraph:

  1. Nai Udaan Scheme
  2. Seekho aur Kamao
  3. Nai Roshni
  4. Nai Manzil

Q.27 The referred scheme is implemented by which of the following ministry:

  1. MoWCD
  2. MoSJ&E
  3. MoRD
  4. MoMA

Q.28 The referred scheme is a Central Sector scheme implemented since …..for skill development of minorities:

  1. 2013-14
  2. 2004-05
  3. 2010-11
  4. 2016-17

Q.29 The scheme will be implemented for the benefit of the 6 (Six) notified minority communities under National Commission for Minorities Act 1992, which of the following is not a minority community

  1. Muslims
  2. Christians
  3. Sikhs
  4. Buddhists
  5. Bhil

Q.30 Which of the following is not true about the scheme:

  1. Minimum 33% seats will be reserved for minority girl/ women candidates in programme.
  2. Priority will be given to organizations who would guarantee 75% overall placement percentage and out of that at least 50% placement should be in organized sector.
  3. The trainee should be between 14-45 years of age.
  4. The minimum qualification of trainee should be at least Class10th.

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