NABARD Grade A (General) Complete Information Guide


Recruitment

NABARD recruit officers for Grade A through a comprehensive selection process involving 3 steps including –·

  • Phase I Exam – Pre (Computer Based)
  • Phase II Exam – Main (Computer Based)
  • Phase III - Interview

Candidates are required to apply ON LINE only through the Bank's website www.nabard.org.

No other means/ mode of application will be accepted.

The application form should be filled in English only.

Option for the use of Hindi language will be available for the Online/Main Examination/ Interview.

Service Conditions

  • Pay Scale:
  1. Selected candidates will draw a starting basic pay of Rs.28150/- p.m. in the scale of Rs.28150-1550(4)-34350-1750(7)– 46600–EB-1750(4)-53600-2000(1)-55600 applicable to Officers in Grade 'A'
  2. They will be eligible for Dearness Allowance, Local Compensatory Allowance, House Rent Allowance, and Grade Allowance as per rules in force from time to time.
  3. At present, initial monthly gross emoluments are approximately Rs. 70,000/-


  • Perquisites:
  1. Bank's accommodation, subject to availability,
  2. Reimbursement of expenses for maintenance of vehicle for official purpose,
  3. Newspaper, telephone charges, book grant,
  4. Allowance for furnishing of residence, etc. as per eligibility.
  5. Free dispensary facility besides reimbursement of medical expenses for OPD treatment/hospitalization as per eligibility.
  6. Interest free festival advance, Leave Travel Allowance (once in two years for self, spouse and eligible dependents).
  7. Loans and Advances at concessional rates of interest for Housing, Vehicle, Education, Consumer Articles, Personal Computer, etc.


  • Selected candidates will be governed by the 'Defined Contribution New Pension Scheme (NPS) which is mandatory for all employees joining the services of the Bank on or after January 01, 2012', in addition to the benefit of Gratuity and Optional Group Term Insurance Plan.
  • At certain centres, limited number of residential quarters are available. Facility for securing residential accommodation on lease, however, exists at all centres.
  • Initial appointment will be on probation for a period of two years. At Bank's discretion, the probationary period may be extended up to a maximum period of one year.
  • Selected candidates are liable to be posted and transferred anywhere in India.


Organizational Structure - NABARD

Eligibility Conditions

  • Age Limit - The candidate must be between 21 and 30 years of age.
  • Age Relaxation - The upper age-limit prescribed above will be relaxed:
  • SC/ST – Upto 35 Years of Age
  • OBC – Upto 33 Years of Age
  • Minimum Educational Qualifications :

Assistant Manager in Grade ‘A’ (RURAL DEVELOPMENT BANKING SERVICE) (RDBS)

  • General
  • Bachelor’s Degree in any subject from a recognized University with a minimum of 60% marks (SC/ST/PWBD applicants - 55%) in aggregate

OR

  • Post Graduate degree, MBA/PGDM with a minimum of 55% marks (SC/ST/PWBD applicants - 50%) in aggregate OR CA/ CS/ICWA OR Ph.D. from Institutions recognized by GOI/UGC


  • Agriculture Engineering
  • Bachelor’s Degree in Agriculture Engineering with 60% marks (ST/PWBD applicants - 55%) in aggregate

OR

  • Post graduate degree in Agriculture Engineering with a minimum of 55% marks (ST/PWBD applicants - 50%) in aggregate from a recognised University / Institution.


  • Fisheries
  • Bachelor’s degree in Fisheries Science from a recognized University/Institution with 60% marks (ST/PWBD applicants 55%) in aggregate

OR

  • Post graduate degree in Fisheries with 55% marks (ST/PWBD applicants 50%) in aggregate.


  • Forestry
  • Bachelor’s degree in Forestry from a recognized University/Institution with 60% marks (PWBD applicants - 55%) in aggregate

OR

  • Post graduate degree in Forestry with 55% marks (PWBD applicants - 50%) in aggregate.


  • Land Development-Soil Science
  • Bachelor’s Degree in Agriculture / Agriculture (Soil Science/Agronomy) with 60% marks (SC/PWBD applicants - 55%) in aggregate

OR

  • Post Graduate degree in Agriculture / Agriculture (Soil Science/Agronomy) with a minimum of 55% marks (SC/PWBD applicants - 50%) in aggregate from a recognised University / Institution.


  • Plantation/Horticulture
  • Bachelor’s Degree in Horticulture from any recognized University with a minimum of 60% marks (SC/PWBD applicants - 55%) in aggregate

OR

  • Post Graduate degree in Horticulture with a minimum of 55% marks (SC/PWBD applicants - 50%) in aggregate.
  • Civil Engineering
  • Bachelor’s Degree in Civil Engineering from any recognized University with a minimum of 60% marks (PWBD applicants - 55%) in aggregate OR Post Graduate degree in Civil Engineering with a minimum of 55% marks (PWBD applicants - 50%) in aggregate


  • Environmental Engineering/Sciences
  • Bachelor’s degree with Environmental Science / Environmental Engineering with 60% marks (SC/PWBD applicants - 55%) in aggregate or Post graduate degree in Environmental Engineering or Environmental Science with 55% marks (SC/PWBD applicants - 50%) in aggregate from a recognized University/Institution


  • Finance
  • BBA (Finance/Banking) / BMS (Finance/Banking) with 60% marks (SC/PWBD applicants - 55%) OR Two years full time P.G. Diploma in Management (Finance) / Full time MBA (Finance) degree with 55% (SC/PWBD applicants - 50%) from Institutions / Universities recognized by GoI /UGC with Bachelor's Degree in any discipline. Candidates will be required to submit a certificate from Institution/University regarding specialization in finance

OR

  • Bachelor of Financial and Investment Analysis with 60% marks (SC/PWBD applicants - 55%)

OR

  • Bachelor’s degree in any discipline from a recognized University/Institution with Membership of Institute of Chartered Accountants of India (ICAI) OR CFA. The Membership of ICAI must have been obtained on or before 01-07-2022

OR

  • Bachelor’s degree in any discipline from a recognized University with Membership of Institute of Cost Accountants of India (ACMA/FCMA) & ICWA. The Membership of Institute of Cost Accountants of India (ICAI) must have been obtained on or before 01-07-2022.


  • Computer/Information Technology:
  • Bachelor’s Degree in Computer Science/ Computer Technology/ Computer Applications/Information Technology with 60% marks (SC/PWBD applicants 55%) in aggregate

OR

  • a post graduate degree Computer Science/ Computer Technology/ Computer Applications/Information Technology with 55% marks (SC/PWBD applicants 50%) in aggregate from a recognized university.


  • Agriculture Marketing/Agri-Business Management:
  • Bachelor’s Degree in Agriculture Marketing/ Agriculture Business Management with 60% marks (SC/PWBD applicants - 55%) in aggregate or Two years full time Post Graduate Degree/ Post Graduate Diploma/MBA in Agriculture Marketing/ Agriculture Business Management with a minimum of 55% marks (SC/PWBD applicants - 50%) in aggregate from a recognised University / Institution


  • Developmental Management
  • Bachelor’s degree in Social Work/Development Management/Development Studies with 60% marks (SC/PWD applicants 55%) in aggregate or Post Graduate degree in Social Work/Development Management/Development Studies with 55% marks (SC/PWD applicants 50%) in aggregate from a recognized University
  • Post Graduate Diploma in Rural Development/ Rural Management/Development Management/Development Studies for a minimum of 02 years

Number of Attempts – There is NO such mention of maximum limit.

Selection Process

NABARD Grade A - General

As already discussed above that the selection process includes three stages i.e., Phase I, Phase II, and Interview. Let’s look at each of the stages one by one.


Phase I [RDBS/Rajbhasha]

  • Objective Type & Computer Based Examination
  • Total Marks – 200; Total Composite Time – 120 minutes
  • Exam Structure

Economic & Social Issues AND Agricultural & Rural Development

  • For every wrong answer marked, 1/4th of the marks assigned to that question will be deducted as penalty
  • Qualifying Sections - Test of Reasoning, English Language, Computer Knowledge, Quantitative Aptitude, Decision Making
  • Merit Sections - General Awareness, Eco & Soc. Issues (with focus on Rural India), Agriculture & Rural Development with Emphasis on Rural India.
  • Shortlisting of the candidates for the Main exam will be based on marks scored in the Merit section only.
  • Cut-offs may be applied in two stages: (i) On scores in individual tests, (ii) On Total Score
  • However, candidates have to score minimum sectional cut off marks in qualifying sections too in order to get shortlisted for the Main examination.
  • Selection Ratio is usually – 1:25 i.e., for every seat 25 candidates will be selected for Phase II


Phase II

  • Objective as well as Descriptive Paper
  • Computer Based – Descriptive Answers will have to be typed through Keyboard
  • There will be total two papers of 100 marks each. Details of these papers include
  • For every wrong answer marked, 1/4th of the marks assigned to that question will be deducted as penalty
  • In Phase II, there is sectional time between different papers and different sub-sections including objective and descriptive.
  • For Paper II, there will be 30 questions and 50 marks for Objective questions (some questions carrying 2 marks each and some carrying 1 mark each).
  • In case of Descriptive questions, 6 questions will be asked, of which candidates will be required to attempt 4 questions (2 of 15 marks each (with difficulty level) and 2 of 10 marks each). In case, candidate answers more than 4 questions in descriptive, first 4 shall be evaluated.
  • o Word Limit for Descriptive Answers – 400 words for 10 Marker; 600 words for 15 Marker
  • Cut-offs may be applied in two stages: (i) On scores in individual tests, (ii) On Total Score
  • To get shortlisted for Phase III (Interview Round), candidates have to secure minimum overall aggregate cutoff. [Paper I + Paper II]
  • Selection Ratio is usually – 1:3 i.e. For every one seat 3 candidate will be selected for Phase III i.e., Interview Round

Interview

  • Interview will be of 50 marks.
  • Candidate may opt for interview either in Hindi or English.


Final Selection

  • Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase II examination and interview.


Syllabus

Phase I Syllabus [Indicative – Based on Previous Year Questions] - General

General Awareness

  • NABARD Circulars
  • Schemes of various Ministries
  • Economic News
  • Banking & Financial Awareness
  • National and International News
  • State News
  • Important Days
  • Books & Authors
  • Awards and Recognition
  • Static GK


English

  • Vocabulary
  • Grammar
  • Sentence Framing
  • Jumbled Words/ Sentences
  • Error Spotting
  • Sentence Rearrangement
  • Reading Comprehension
  • Cloze Test


Quantitative Aptitude

  • Percentage
  • Average
  • Time & Work
  • Ratio & Proportion
  • Quadratic Equations
  • Upstream & Downstream
  • Simple & Compound Interest
  • Profit & Loss
  • Mixture and Allegation
  • Number Series
  • Data Interpretation


Reasoning

  • Ranking
  • Alphanumeric Series
  • Coding-Decoding
  • Input-Output
  • Syllogism
  • Directions
  • Blood Relations
  • Seating Arrangement
  • Puzzles
  • Inequalities
  • Data Sufficiency


Decision-Making

  • Relationship between Planning and Decision Making
  • Decision Making Process
  • Types of Managerial Decisions
  • Decision Making Styles
  • Decision Making under different states of nature
  • Models of Decision-Making Process
  • Issues in Decision Making Process
  • Group/Individual Decision-Making techniques
  • Factors affecting Decision-Making


Computer Knowledge

  • Basics of Computer
  • Hardware and Software
  • Internet
  • Shortcuts
  • History of Computer – Generations
  • Database Management System
  • Networking System
  • Microsoft Office

Economic & Social Issues AND Agricultural & Rural Development

  • Same as syllabus of Paper II of PHASE II exam.

Phase II Syllabus [As per NABARD Notification 2022-23]

Paper I: English

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic. It usually contains questions of

  • Essay Writing
  • Reading Comprehension
  • Precis Writing
  • Business/Office Correspondence


Paper II: Economics & Social Issues and Agriculture & Rural Development

Economics & Social Issues

  • Nature of Indian Economy
  • Structural and Institutional Features
  •  Economic Underdevelopment
  • Opening up the Indian Economy
  • Globalization
  • Economic Reforms in India
  • Privatisation


  • Inflation
  • Trends in Inflation
  • Impact of Inflation on National Economy and Individual Income


  • Poverty Alleviation and Employment Generation in India
  • Rural and Urban
  • Measurement of Poverty
  • Poverty Alleviation Programmes of the Government
  • Population Trends
  • Population Growth and Economic Development
  • Population Policy in India
  • Agriculture
  • Characteristics/Status
  • Technical and Institutional changes in Indian Agriculture
  • Agricultural Performance
  • Issues of Food Security in India
  • Non-Institutional and Institutional Agencies in Rural Credit
  • Industry
  • Industrial and Labour Policy
  • Industrial performance
  • Regional Imbalance in India's Industrial Development
  • Public Sector Enterprises
  • Rural banking and financial institutions in India
  • Reforms in Banking/ Financial sector
  • Globalization of Economy
  • Role of International Funding Institutions
  • IMF & World Bank
  • WTO
  • Regional Economic Co-operation
  • Social Structure in India
  • Multiculturalism
  • Demographic trends
  • Urbanization and Migration
  • Gender Issues Joint family system
  • Social Infrastructure
  • Education
  • Health and Environment
  • Education
  • Status & System of Education
  • Socio -Economic Problems associated with Illiteracy
  • Educational relevance and educational wastage
  • Educational Policy for India.
  • Social Justice: Problems of scheduled castes and scheduled tribes
  • Socio-economic programmes for scheduled castes and scheduled tribes and other backward classes.
  • Positive Discrimination in favour of the under privileged
  • Social Movements
  • Indian Political Systems
  • Human Development
  • Current Economic & Social Issues.

Agriculture and Rural Development

  • Agriculture: definition, meaning and its branches, Agronomy: definition, meaning and scope of agronomy. Classification of field crops. Factors affecting crop production, Agro Climatic Zones;
  • Cropping Systems: Definition and types of cropping systems. Problems of dry land agriculture;
  • Seed production, seed processing, seed village;
  • Meteorology: weather parameters, crop-weather advisory;
  • Precision Farming, System of Crop Intensification, organic farming;
  • Soil and Water Conservation: Major soil types, soil fertility, fertilisers, soil erosion, soil conservation, watershed management;
  • Water Resource: Irrigation Management: types of irrigation, sources of irrigation, crop-water requirement, command area development, water conservation techniques, micro-irrigation, irrigation pumps, major, medium and minor irrigation.
  • Farm and Agri Engineering: Farm Machinery and Power, Sources of power on the farm- human, animal, mechanical, electrical, wind, solar and biomass, bio fuels, water harvesting structures, farm ponds, watershed management, Agro Processing, Controlled and modified storage, perishable food storage, godowns, bins and grain silos.
  • Plantation & Horticulture: Definition, meaning and its branches. Agronomic practices and production technology of various plantation and horticulture crops. Post-harvest management, value and supply chain management of Plantation and Horticulture crops.
  • Animal Husbandry: Farm animals and their role in Indian economy, Animal husbandry methods in India, common terms pertaining to different species of livestock, Utility classification of breeds of cattle. Introduction to common feeds and fodders, their classification and utility.
  • Introduction to poultry industry in India (past, present and future status), Common terms pertaining to poultry production and management. Concept of mixed farming and its relevance to socio-economic conditions of farmers in India. Complimentary and obligatory nature of livestock and poultry production with that of agricultural farming.
  • Fisheries: Fisheries resources, management and exploitation - freshwater, brackish water and marine; Aquaculture- Inland and marine; biotechnology; post-harvest technology. Importance of fisheries in India. Common terms pertaining to fish production.
  • Forestry: Basic concepts of Forest and Forestry. Principles of silviculture, forest mensuration, forest management and forest economics. Concepts of social forestry, agroforestry, joint forest management. Forest policy and legislation in India, India State of Forest Report 2015. Recent developments under Ministry of Environment, Forest and Climate Change.
  • Agriculture Extensions: Its importance and role, methods of evaluation of extension programmes, Role of Krishi Vigyan Kendra's (KVK) in dissemination of Agricultural technologies.
  • Ecology and Climate Change: Ecology and its relevance to man, natural resources, their sustainable management and conservation. Causes of climate change, Green House Gases (GHG), major GHG emitting countries, climate analysis, distinguish between adaptation and mitigation, climate change impact to agriculture and rural livelihood, carbon credit, IPCC, UNFCCC, CoP meetings, funding mechanisms for climate change projects, initiatives by Govt of India, NAPCC, SAPCC, INDC.
  • Present Scenario of Indian Agriculture and Allied activities; recent trends, major challenges in agriculture measures to enhance viability of agriculture. Factors of Production in agriculture; Agricultural Finance and Marketing; Impact of Globalization on Indian Agriculture and issues of Food Security; Concept and Types of Farm Management.
  • Rural Development: Concept of Rural Area, Structure of the Indian Rural Economy- Importance and role of the rural sector in India- Economic, Social and Demographic Characteristics of the Indian rural economy, causes of Rural Backwardness.
  • Rural population in India; Occupational structure, Farmers, Agricultural Labourers, Artisans, Handicrafts, Traders, Forest dwellers/tribes and others in rural India- Trends of change in rural population and rural work force; problems and conditions of rural labour; Issues and challenges in Handlooms
  • Panchayati Raj Institutions – Functions and Working. MGNREGA, NRLM – Aajeevika, Rural Drinking water Programmes, Swachh Bharat, Rural Housing, PURA and other rural development programmes.


Exam Cycle [NABARD Gr A (General)]

  • Usually, NABARD conducts the recruitment drive every year. The notification generally comes around August-September. Then Phase I Exam will happen in October or November. The Phase I result usually comes within 4-5 weeks.
  • Then, Phase II Exam is generally conducted after 20-30 days of Phase I Exam. Results of Phase II exam takes 4-5 weeks to arrive.
  • Post Phase II result, the shortlisted candidates are asked to fill BIODATA form for the interview round.
  • Consequently, Interviews will be conducted either in offline mode or through video conferencing at regional office.
  • Then the final result usually comes around February. This is the 6-month cycle of NABARD Grade A Examination.


Below are the important dates of 2022 and 2021 recruitment Drives –

2022 [Source: NABARD Notification]

2021 [Source: NABARD Notification]

Vacancies

2022

2022

Previous Year Questions

Since it is a computer-based question, PYQs are available based on memory of numerous candidates. You can find PYQs in these links – Phase I / Phase II.

Cut Off [NABARD Gr A General]

Phase I Cut Off2

2022

· Section Wise Cut Off

· Merit Cut Off

2021

· Section Wise Cut Off

· Merit Cut Off

Phase II Cut Off

  • 2022 [Out of 200 Marks]

2021 [Out of 200 Marks]

Final Cut Off [Including Phase II and Interview Marks i.e., out of 250 Marks]

2022

2021

Result

2022 Recruitment Cycle

To conclude, I hope you could find what you needed with respect to NABARD Grade A examination. However, if there is any doubt or confusion, feel free to comment, our team will reach out to you as swiftly as possible. We are here to assist you throughout the whole exam cycle.

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